Tricolor Holdings’ Shocking Collapse: A Wake-Up Call for Subprime Auto Lending Amid Fraud Clouds

In the high-stakes world of subprime auto lending, where opportunity meets vulnerability, few stories rival the dramatic implosion of Tricolor Holdings. Last month, on September 10, 2025, the Irving, Texas-based used car retailer and lender filed for Chapter 7 bankruptcy liquidation, leaving a trail of rattled investors, stranded borrowers, and a burgeoning federal fraud probe […]

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Auto Lenders Under Siege: Coordinated Fraud Attacks and the Surging Threat of Identity Theft in 2025

As the automotive finance sector navigates a landscape of tightening inventory and fluctuating interest rates, a more insidious challenge has emerged: a wave of coordinated fraud attacks targeting auto lenders. Recent reports from SentiLink and Point Predictive reveal that identity theft in auto lending averaged 3.3% in the first half of 2025, with a spike

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Rev Up Your E-commerce Engine by Starting a Thriving Shopify Store

Are you ready to shift your entrepreneurial journey into high gear?  As a seasoned expert in automotive sales and finance with over 16 years of experience under the hood, I’m excited to share my insights on launching a successful Shopify store. Why Shopify? With millions of businesses already on board, Shopify is the ultimate vehicle for

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The Impending Launch of the M2 App: A Strategic Replacement for TikTok in the United States

In the evolving landscape of social media regulation, ByteDance, the parent company of TikTok, is poised to introduce a new application codenamed M2, designed specifically for users in the United States. This development arises amid ongoing legislative pressures that threaten the platform’s operations within the country. Scheduled for release on September 5, 2025, the M2

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Auto Loan Application Rejections Are Plummeting in 2025—Here’s What to Watch

Rejection rates fell sharply in June 2025 Fresh data from the New York Fed’s Survey of Consumer Expectations (SCE) Credit Access Survey reports that overall credit application and rejection rates were broadly stable, with the notable exception of auto loans, where rejections “declined sharply” in June 2025. The same release also notes a drop in

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Credit Bank, which offers loans to people without credit score, has raised $15M

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carfax up to 45 000 vehicles flood damaged in mid year storms 889358

Buyer Beware: Navigating the Surge of 45,000 Flood-Damaged Cars in the 2025 Used Car Market

How to avoid Flooded Cars for Sale? As hurricane season intensifies in 2025, a hidden risk is flooding the used car market: an estimated 45,000 flood-damaged vehicles from mid-year storms. This adds to the 482,000 water-damaged cars already on U.S. roads (per CARFAX, August 6, 2025). For car enthusiasts and budget-conscious buyers—especially those with bad

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How 2025’s Affordability Crisis Affects Dealerships.

How 2025’s Affordability Crisis Affects Dealerships (and How Savvy Buyers Can Adapt) 2025 is a year of complex challenges for the automotive industry, but the single biggest theme dominating the market is the affordability crisis. From the F&I office to the showroom floor, dealers are grappling with a new reality where higher interest rates, stubborn

How 2025’s Affordability Crisis Affects Dealerships. Read More »

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Auto Dealership: Outlook for 2025

Introduction The automotive retail landscape in 2025 is increasingly challenging for small franchised dealerships, with customers expecting discounts of up to 10% and intense competition from larger chains and online platforms like Carvana. Small dealerships face a “race to the bottom” on pricing, driven by price transparency and shifting consumer behaviors. However, by leveraging advanced

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